LEGIT WAYS TO GET FREE MONEY ($1,000 TO $5,000) NOW AND FAST IN 2023

One of the most truthful and legitimate methods to make free money is to use grocery store loyalty programs. A lot of stores offer rewards for shoppers who use their store card or app when shopping. The amount you can gain back will vary depending on the store and the amount of your purchase, but it is still unearned money that you can put towards your next grocery bill or use it to treat yourself.

Checkout 51 is an app that is another way to make money back. Every Thursday, the app refreshes the list of over 100 new offers! You are likely to come across a few items that you intend to purchase.

You can easily find free ways to save money every week on groceries. This consists of your regular groceries (vegetables, cheese, dry foods, dairy products, candy, etc.) and household items such as detergent for laundry, soap, napkins, air fresheners, diapers, and more! I am a satisfied user because it feels like I am getting free money in my account.

8. EARN WITH IBOTTA AND GET A $10 BONUS

Ibotta is a free application that makes it effortless to get money back from your everyday purchases. Whenever you buy from one of the over 300 participating retailers, you can just take a photo of your receipt to get money back. Additionally, you can come across discounts and deals on your preferred brands and products.

Ibotta is an excellent way to make some additional money, and it is completely free to use. There are no charges or minimums, so you can cash out your earnings whenever you want.

9. SIGN UP FOR RAKUTEN AND GET PAID TO SHOP

Earn lots of cash back when you join Rakuten today. It's like free money in your pocket - no work required! With over 2,000 of your favorite stores to shop from, including Amazon, Apple, Walmart, Gap, Old Navy, Sephora, Macy's, Kohl's, Target, and eBay, you can get paid to shop! I've been using Rakuten since 2010 and I've earned hundreds of dollars just for shopping for things I would have bought anyway. Don't miss out on this incredible opportunity to get free cash - sign up with Rakuten today!

HOW I USE RAKUTEN TO ACCUMULATE CASH BACK IN MY ACCOUNT:

Here’s a great example of how much money I earned back on past purchases - a staggering $116.90! And the best part is, you can combine your Rakuten free money with store promos, other cashback apps, and discounts to save even more money!

UPDATE: Check out this amazing screenshot of my most recent purchase! 
On February 14, Rakuten was offering 14% cash back on almost every online purchase. So, I refunded my original order and repurchased it again to get the extra cash back. And wow, I was able to get an additional $140.40 in free money! That means instead of just getting $105.30 back, I got back a total of $245.70! Rakuten cashback rewards are seriously awesome - don't miss out on this incredible opportunity to get free money!

10. GET FREE MONEY RIGHT NOW BY READING E-MAILS

With MyPoints, you can get free gift cards or free PayPal cash just for doing simple activities like watching videos, taking surveys, shopping online, reading emails, and more. It's a great way to get a little extra money for your extra spending without putting in any extra effort. Plus, MyPoints has already paid out its members an incredible $236,000,000! Don't miss out on this awesome opportunity to get free money - sign up with MyPoints today!

Apps like Trim can help you save and earn free money online without any extra effort from you. Trim is a money and budgeting assistant that can help you save money by negotiating bills, such as your cable, Internet, cell, bank fees, and subscriptions. It can also help you cancel subscriptions that you don't use and auto-fight fees with your bank. Plus, it can keep track of your spending. Trim is secure and has already helped its users save over $8,000,000! It's a great way to make sure your money is going to the right places.

12. USE DROP AND SAY HELLO TO FREE MONEY!

To start collecting free gift cards with Drop, all you need to do is link your debit and/or credit cards. Don't worry, as Drop uses cutting-edge security to make sure your data is always secure. Your banking details are never stored on Drop's servers. Then, select your top 5 shopping spots and start collecting points every time you shop. Depending on where you live, you have several options including Amazon, Target, Starbucks, Uber, Dunkin' Donuts, and more. If you're in Canada, you can also choose Tim Horton's! Finally, when you have enough points, simply redeem them for free gift cards!

Depending on your geographic location, the government may provide a number of rewards and incentives (including free cash back) for going green. Not only can you save money on energy bills, but you could also be eligible for reimbursement.
For instance, my fiance and I were able to install a Nest thermostat for free after taking advantage of one of the government's programs. Therefore, it's worth looking into your local regulations and policies to see if you are eligible for any type of incentives.

14. GET FREE MONEY FROM SCHOLARSHIPS AND BURSARIES

My family had limited financial resources while I was growing up, which is why I wrote a post on budgeting and saving money on a lower income. When I was applying to college, I explored different sources to see if I could get any financial assistance from the school or the government. Fortunately, I applied for scholarships and bursaries, and this saved me more than $10,000 in student debt (not to mention the interest).

Therefore, I highly recommend researching and applying for scholarships and bursaries. According to one source, over $2.9 billion in federal grant money was not claimed! Moreover, there's no harm in filling out the application form, and you could potentially save thousands of dollars.

Recent graduates have the potential to unlock a large sum of cash! Although college tuition can be costly, you may be able to use the amount you paid to lower your taxable income and reduce your tax bill.

For example, my fiance and I were able to save a combined total of $30,000 in income taxes using the education deductions when we graduated from college. Additionally, there are a number of other tax credits and deductions available from the IRS.

It's important to take advantage of these opportunities, as the rewards can be quite substantial! More information on the different tax credits and deductions can be found here.

16. IMPROVE YOUR CREDIT SCORE AND SAVE THOUSANDS!

18. DON’T MISS OUT ON YOUR EMPLOYEE OWNERSHIP PROGRAM (EOP)

Word of caution: it’s not a good idea to invest all or most of your money in your company’s stock. Avoid putting all your eggs into one basket by finding ways to diversify your investments!

19. 401K COMPANY MATCH (PENSION MATCHING PLAN)

POTENTIAL SAVINGS: UP TO $2,000 PER YEAR (VARIES BY COMPANY)

For example, if your company matches 100% of your contributions, you are essentially getting a 100% return on investment with additional gains from the fund. That's an unbeatable return!
For every $200 you contribute, your employer will match it with another $200. This adds up to a total of $400 invested in the markets.
Remember, this is YOUR money, but be aware of the vesting period.

20. TAKE ADVANTAGE OF YOUR WELLNESS AND HEALTH BENEFIT PROGRAM

If your employer offers to reimburse you for sports equipment such as workout clothes, running shoes, roller-blades, fitbits, bikes, treadmills, gym memberships, etc., you should make sure to take advantage of this. You'd be surprised how much money you can save by purchasing quality products. For example, I purchased some Nike shorts for my workouts which I wouldn't have been able to afford otherwise.

Additionally, if you're looking for casual wear on the weekends, you don't have to spend a lot of money on clothing. It's definitely worth checking to see if your employer offers these benefits.

21. SAVE MONEY (AND EARN FREE MONEY) BY TAKING ADVANTAGE OF YOUR MEDICAL BENEFITS

This includes a variety of medical services such as prescriptions, drugs, dental care, eye examinations, eye-glasses, contact lenses, sunglasses, sunscreen, massages, etc. All of these costs add up, and yet many people fail to take advantage of the benefits they are entitled to and let them expire.

That was something I did when I first started my job and I regret it now. I was so busy with other things that I didn't stop to think about the thousands of dollars I was letting slip through my fingers. Don't make the same mistake! It really is a lot of money that you're missing out on.

22. TAKE ADVANTAGE OF FREE EDUCATION

23. SEARCH FOR BIRTHDAY FREEBIES

If you're looking for free money with minimal effort, then signing up for a rewards credit card is a great option. It's a great way to earn extra cash back or points for every dollar you spend. You can often find cards that offer additional rewards for specific purchases such as gas or groceries, so it's worth doing your research and finding the best deal for your needs. Just be sure to pay off your debt balance in full each month to avoid interest charges.

Another way to earn free money is to take advantage of sign-up bonuses from bank accounts and credit cards. Many banks and credit card companies offer cash bonuses when you open a new account and meet certain spending requirements, so be sure to do your research and take advantage of these offers. Lastly, consider taking surveys online or participating in focus groups for even more free money.

If you're looking for ways to make extra money and grow your savings, there are plenty of options available. But don't overlook the potential rewards of loyalty programs. 

With the right loyalty programs, you can get free money or free stuff just for taking advantage of all the offers and discounts. Some of the best loyalty programs for free money or free stuff include cashback programs, grocery store rewards, airline miles, and hotel rewards. 

Just make sure to read the terms and conditions carefully so you know what you're signing up for. With the right loyalty programs, you can get a nice boost to your bottom line without having to do any extra work.

• Starbucks Rewards: I'm rather partial to Starbucks and can easily admit to having a bit of an addiction to their drinks. Whenever I'm working on this blog, I can't resist ordering their specialties. To make sure I'm not spending too much, I take full advantage of the Starbucks Rewards program, and also use Swagbucks to get free gift cards. Plus, it's all free to join, and you even get a free drink on your birthday! 😉 To save even more, I like to use the Starbucks hacks I've found to get free coffee and drinks.

• Rakuten: Whenever I'm shopping at any of my favorite stores such as Walmart, Best Buy, Lowe's, or Amazon, I make sure to use Rakuten to get some cash back. They are one of the best ways to get free money back on your purchases. Plus, you can use Rakuten on top of any store discounts and promotions, so you can really maximize the savings. It's a great way to get some extra money back on your purchases, so I highly recommend it.